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Moving House

HOME BUYING

A process made simple

FIRST TIME BUYERS

It is exciting to think you are going to buy your first home, but equally daunting. Please do not worry! Tom will be with you every step of the way. He will show you the whole home buying process and ensure you are educated with:

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  • How much you can borrow

  • What it will cost monthly

  • What fees you will have separate to your deposit

  • How you can protect yourself and your home

  • Help you find, offer and secure a property


Tom will want to make sure you are in the best position to be viewing properties and making an offer once you have found the one you love. He will thoroughly assess your situation and documents to obtain an agreement in principle and give you the ability to not miss out on the "one".


Tom is here to guide you from the moment you view to the moment you get your keys. 

HOME MOVER

Thinking about moving home? Upsizing, Downsizing or just fancy a change then Tom will help you through the buying process so all you need to focus on is the packing and unpacking.

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Firstly we will establish what you can borrow so we know what your maximum purchase price will be that is affordable.

We will run through the total costs involved, including fees that could come out of equity or what you may need upfront.

Then once Tom has assessed the full situation and obtained your agreement in principle then its time to go house hunting!

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Tom's process will also ensure a protection review is conducted so we can have the peace of mind if anything were to happen, you are fully covered. 

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This might be your first time moving or you may be an experienced mover. Either way Get in Touch with Tom so he can advise you on the logistics of moving with a mortgage and ease the stress that is involved. 


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COVID 19 has changed the way we conduct business. Face to Face Meetings are on hold however Telephone and Video Call Appointments are available over Skype, Zoom and Microsoft Teams.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

 

Typically, we charge a fee of £495 for a mortgage when purchasing a property, or £195 for a remortgage. The actual fee will depend on your circumstances and will not exceed £1000.

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Tom Lynch Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Number: 944836. We can be found at https://register.fca.org.uk/s/. If you decide to use this link, you will leave the website of Tom Lynch Mortgages Ltd and we cannot be held responsible for the content of this external website.

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Registered Office: Tom Lynch Mortgages Ltd, 40 Links Road, Wolverhampton, WV4 5RF. Registered Company Number: 14773964. Registered in England & Wales. Proprietor: Thomas Lynch

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©2021 Tom Lynch Mortgages   

 

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