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RE-MORTGAGE

LETS SAVE YOU SOME MONEY

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Re-mortgage?


Not heard of it or think its just a way of taking money out of your home. No, this is a great way to save money on your biggest debt. To Re-Mortgage Tom will find you the best deal with an aim to lower your interest rate thus your mortgage payments too, most likely by switching to another lender. 

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Maybe you have thought about upgrading your kitchen or getting married? Maybe even pay off those debts with sky high interest rates. Talk to Tom as he can ensure you are making the best decision financially.

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But can you even take money out of your house?

Yes, under strict criteria and income assessment Tom can show you what circumstances you are allowed to take money out of your property. Some examples are:

  • Home Improvements

  • Buying another property

  • Debt Consolidation 

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Tom will assess your current mortgage to work out if you can save any money on your monthly payments or by reducing the term as this can significantly reduce the amount of interest you pay over the full mortgage term. No one wants a mortgage do they, let Tom show you how to pay it off quicker. 

Think carefully before securing other debts against your home. Your
home may be repossessed if you do not keep up repayments on your
mortgage. You may have to pay an early repayment charge to your existing lender
if you remortgage.


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COVID 19 has changed the way we conduct business. Face to Face Meetings are on hold however Telephone and Video Call Appointments are available over Skype, Zoom and Microsoft Teams.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

 

Typically, we charge a fee of £495 for a mortgage when purchasing a property, or £195 for a remortgage. The actual fee will depend on your circumstances and will not exceed £1000.

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Tom Lynch Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Number: 944836. We can be found at https://register.fca.org.uk/s/. If you decide to use this link, you will leave the website of Tom Lynch Mortgages Ltd and we cannot be held responsible for the content of this external website.

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Registered Office: Tom Lynch Mortgages Ltd, 40 Links Road, Wolverhampton, WV4 5RF. Registered Company Number: 14773964. Registered in England & Wales. Proprietor: Thomas Lynch

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